Route Insurance Services

Brian Route

Insurance Broker

The Insurance Center of Southwest Georgia

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Brian is a father of two daughters name Eriel and Lauryn and also a true leader. For the past decade. Brian has also been a very successful leader in the direct sales Industry as a licensed Insurance Agent in the States of Georgia and Florida for the past 31 years! This virtual business card was created with you in mind. Now you can connect with me virtually. Enjoy and Share my card. Thank you for connecting.

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FAQ's

Q. How are Whole Life Insurance Insurance Premiums Determined?

A. Premiums as basedon factors such as your Age , Health, Gender and wheither you are a smoker or a Non-smoker along with the Amount of Coverage you selecct.

Q.How does whole life Insurance compare to Term Insurance?

A. Whole Life Insurance provides Lifelong Coverage with a Cash Value component, While Term Life Insurance Offers Coverage for a specific period without accumulating Cash Value. Whole Life premiums are typically Higher but offer more Benefits over time.

Q. What happens if I stop paying Premiums?

A. If you stop paying premiums, Your policy may lapse, And you can lose Coverage. However, Some policies offer a grace period or may allow you to use the accumulated Cash value to cover Premiums.

Q. Can I access the Cash Value in my Whole Life Insurance Policy?

A. Yes, you can access the cash through policy Loans or Withdrawals.

Q. Can I Convert my Term Life Insurance to Whole Life Insurace

Many Insurance Companies Offer a Conversion Option that Allows You To Convert a Term Life Policy to a Whole Life Policy With out under Going a Medical Exam.